A Jacksonville auto accident lawyer may be able to help you if your insurance claim in a personal injury case goes to court. Most insurance companies are more than willing to take even the smallest personal injury case to court to avoid having to settle. Settlement costs tend to significantly outweigh court costs in a standard personal injury claim. While most insurers would rather not pay $5,000 to defend against a $9,000 claim, but they frequently do if the only other option is settlement. Insurance companies prefer litigation or settling shortly before trial to give the impression that they will settle merely to avoid litigation. In some cases, they are willing to spend far more on litigation than they would have settling in the first place. The primary goal for all insurance companies is to close files, but not if it means paying more than the claim is worth.
While all insurance adjusters want to close files, they will not pay more than the value of a claim simply to close the file. Once a lawsuit begins, the insurance adjuster passes on the responsibility to a defense attorney. The adjuster and the attorney communicate regularly, reducing the administrative burden on the adjuster. Insurance adjusters and claims supervisors are required to justify each settlement to their superiors eventually, so they are encouraged not to settle. Senior claims adjusters also face pressure to avoid settling a claim, especially one that is for significantly more than its value. For this reason, they often speak about “getting authority” and will refuse to pay a claim without recognizing the potential for the testing of the settlement at a later time. All settlements have to be documented appropriately, so insurance adjusters are unwilling to risk their jobs by closing a file early. Even the smallest personal injury claim could pose a risk to the insurance employee’s job, so providing documentation is key to getting the outcome you desire. Your Jacksonville auto accident lawyer should provide extensive documentation to make it as easy for the claims adjuster to justify settling your case as possible.
Contact a Jacksonville Auto Accident Lawyer
Contact Canan Law at (904) 824-9402 for assistance from a Jacksonville auto accident lawyer who understands how to present your claim.Google+